No Health Insurance August 26, 2008
Posted by admin in : Irritations Tags:Health insurance, Individual Health Insurance, Insurance broker, Insurance premiums , trackbackPeople who work as independent contractors or have their own business often do not have health insurance because they can’t afford it. Of course it’s the insurance companies that get blamed for increasing premiums, but they are not the only ones at bay. At some point we have to stop blaming the system and look at the real issue…poor health.
We are paying high premiums because health care costs have gone through the roof and nothing is going to change until people start taking better care of themselves. We live in a fast food nation where we don’t care what’s in our food or how it’s being processed. We are eating pesticides and hormones, which are creating toxins in the body and in our environment. We allow stress to take over our bodies and engage in very little physical activity. We have no room to say anything about the costs in health care until we start making healthier choices in our lives.
And yes I understand how frustrating it is to be one of the healthy ones who has to suffer the repercussions of those who don’t take care of themselves, but it just goes to show how interconnected we are as a society. All you can do is be a good influence. Show others a healthier way by setting a good example. Be a beacon of light and hopefully others will find their way.
I took a leap of faith when I left the corporate world and decided to start my own business. One of my biggest concerns was not having group health insurance, but I knew I was suppose to follow my dream so I had to trust the Universe was going to help me figure the rest out…one way or another. I’m healthy and take good care of myself so I was looking for a preventative plan with a high deductible in case of a catastrophic event. Healthy or not, life happens so if karma finds you in an emergency room, you’ll be glad you had insurance.
I worked with an insurance broker since she had access to all the major providers and could find the best rate, but none of the providers would offer me insurance because of my neck injury. I have to be free and clear for at least 4 months before anyone will consider my application. The broker even tried getting a plan with an “exclusion” clause, but nobody would do it. I was taken completely off guard as I didn’t expect to be turned down. It wasn’t fair. I got hit by a drunk driver, hurt my neck, and now I can’t get health insurance.
I wanted to jump on the band wagon, but I had to stop myself because negativity only feeds negativity and my situation wasn’t going to change just because I was upset. Sure it wasn’t fair, but complaining about it wasn’t going to get me anywhere. Perhaps the Universe was just trying to help me out by saving a couple hundred dollars a month on premiums. I made the effort to secure it so I had to believe if I wasn’t able to get it then the Universe had something else in mind. Now if I took fate in my own hands just to save some money then I couldn’t really say the same, but I have faith in a higher power so I know I will be protected until I can get insurance.
I’m still going to take action by sending the State of GA a letter because I don’t think its fair I’m being punished for something I didn’t do, but I’m not going to be a victim and sit around complaining about it. People are too quick to make bad news even worse. They let it stew and then fuel the fire by bringing it to the attention of everyone they talk to. The negative energy builds as other people add their thoughts and opinions and before you know it you’re totally disconnected and missing the beautiful gift.
Complaining about something will only create a cesspool of negative thought forms, which doesn’t change anything. It just creates a toxic environment for you and everybody else. The media already puts enough negative energy out in the world. We don’t need to add to it. I’m not saying don’t share your opinion or honor your feelings. Just be aware and make sure you stay in integrity with yourself and your spirit. The only reason I can’t get insurance is because other people have taken advantage of the system. We have to stop blaming and start assuming responsibility for ourselves as a collective whole.
Comments»
no comments yet - be the first?